Get Credit Cards from Citizens Bank

Credit Cards



Credit Cards

THE CARDS YOU’LL

REACH FOR EVERY TIME

Credit cards with rewards and rates that fit the way you spend.

Ask a Citizen about a credit card with great cash back rewards or our lowest interest rate. With either choice, you’ll get a convenient, secure card with no annual fee. Citizens makes it easy to compare and apply online for the credit card that fits your lifestyle and daily needs.

Cash Back Credit Card

APPLY NOW

*Important information


about rates and fees
Citizens Bank Cash Back Plus
Your purchases can earn you a great cash back rate, up to 1.8%.

Unlimited 1.5% cash back rewards on all of your everyday purchases1

A 10% Purchase Bonus2 on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more

A 10% Relationship Bonus3 on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account

Take advantage of both bonuses to earn 1.8% cash back

0% introductory APR on balance transfers for 12 billing cycles4; Variable APRs as low as 14.99%, 17.99% and 20.99%5 thereafter

Variable purchase APR of 14.99%, 17.99% or 20.99%5 applies from account opening based on your creditworthiness.

No annual fee*

Citizens Bank Cash Back Plus

Cash Back Plus

It’s simple. 1.5% cash back on your everyday purchases, plus the chance to earn up to 1.8% with our Purchase and Relationship Bonuses.


  • No limit to the amount of cash back you can earn
  • No rotating categories or enrollments to keep track of
  • No annual fee*


APPLY NOW


  • *Important information
  • about rates and fees
  • Unlimited cash back rewards


Unlimited 1.5% cash back on every purchase1 with no rotating categories or enrollments to keep track of

10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more2

10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account3

Take advantage of both bonuses to earn 1.8% cash back

Introductory rate

0% introductory APR on balance transfers for 12 billing cycles4, thereafter a 14.99%, 17.99% or 20.99%5, variable APR based on your creditworthiness

APR

Variable purchase APR of 14.99%, 17.99% or 20.99%5 applies from account opening based on your creditworthiness

Money-saving features


  • No annual fee*
  • No foreign transaction fees
  • No penalty APR for late payments
  • Shopping protection
  • Extended Warranty Protection doubles the original manufacturer’s or store brand warranty for up to two years

Price Protection for 120 days from purchase


World Card Travel Benefits

  • Concierge Services
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • MasterRental Insurance for collision, loss or damage
  • Security features


Zero Liability Protection against unauthorized purchases

Travel accident and baggage delay insurance


Built-in benefits


  • 24/7 online account management
  • Make purchases using Apple Pay™ in-store and in-app with participating merchants
  • Up to 21-day grace period on all purchases8
  • Balances count toward Circle Gold checking monthly combined balance
  • Year-end summary statement



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TechMoot: Get Credit Cards from Citizens Bank
Get Credit Cards from Citizens Bank
Credit Cards
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